Free Tool · Travel Nursing

Is your travel contract actually worth it?

Paste in your contract numbers and get a true hourly rate, annualized income, and side-by-side comparison to staff pay — in seconds.

True hourly including stipends
Staff pay comparison
Burnout-adjusted ROI in Pro
Multi-contract compare in Pro
Contract Details
weeks
Pay Package
Taxable Pay
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Tax-Free Stipends (per week)
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Bonuses & Other
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Staff Pay Comparison

Enter what a comparable staff position pays in this market. We will show you exactly how much the travel premium is worth.

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True Effective Hourly Rate
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including all tax-free stipends
Pay Breakdown

Enter your contract details and click Analyze to see a full breakdown.

Pro Tools

Unlock Pro Analysis

The free analyzer gives you the basics. Pro adds the tools that actually drive decisions — multi-contract comparison, agency fee estimation, burnout-adjusted ROI, and W2 vs 1099 tax modeling.

Compare up to 3 contracts side by side
Agency fee estimator
Burnout-adjusted annual ROI
W2 vs 1099 tax comparison
True vs advertised rate gap
All profession salary data
Salary negotiation guides
30-day money-back guarantee
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Multi-Contract Comparison
Compare up to 3 contracts side by side — true hourly, total package, and net after taxes
Contract A
Analyze a contract above to populate this slot.
Contract B
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Agency Fee Estimator
See how much your agency is likely making off your contract — and what you could negotiate

Agencies typically bill hospitals 1.3–1.6× what they pay the traveler. Based on your contract details:

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Estimated agency economics

Negotiation tip: If you know the bill rate (ask your recruiter directly — some will tell you), you can calculate exactly what margin they are working with. Agencies have more room than they let on. A 10% rate increase on a 13-week contract costs them roughly $3,000 out of a gross margin that often exceeds $20,000.
Burnout-Adjusted Annual ROI
Most travelers don't sustain 52 weeks/year. See your realistic annual income after gaps.

How many weeks per year do you realistically expect to work travel contracts? (Industry average is 38–44 weeks — most travelers take 8–14 weeks off between contracts.)

13 wks26 wks39 wks52 wks
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Gross Annual
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Taxable Portion
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vs Staff Annual
W2 vs 1099 Tax Comparison
Some agencies offer 1099 contracts with higher gross pay — but is it actually better after self-employment tax?
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W2 Contract
1099 Contract
Key difference: 1099 contractors pay both the employee and employer share of FICA (15.3% on first $168,600) vs 7.65% for W2 employees. The break-even 1099 rate is roughly your W2 taxable rate × 1.08–1.12 after accounting for self-employment tax deductions. This estimate is for illustration — consult a CPA for your specific situation.